Already on Medicare

Your plan from last year
may not be your strongest fit now.

Plans update their benefits, costs, and networks every year. A review takes one conversation and could make a real difference in what you pay and what you get.

📞 Call (801) 707-0563 Request a Review
Why it matters

Four reasons to review your plan every year.

Most people stay on the same plan year after year. That's understandable. But it often means leaving real benefits and real savings on the table.

💰

Your premium or copays may have changed

Carriers adjust costs annually. What you are paying now may be higher than comparable plans available in your area.

➕

New benefits may be available

Grocery allowances, dental coverage, and OTC credits have expanded significantly. Your current plan may not include them.

💊

Your prescriptions may be covered better elsewhere

Drug formularies change every year. Another plan may cover your medications at a lower tier and lower cost.

🏥

Your doctors may have left the network

Provider networks change. It is worth confirming your doctors are still in network before assuming nothing has changed.

Questions to ask yourself before renewal

  • ?
    Have your prescriptions or dosages changed this year?
  • ?
    Have you added any new doctors or specialists?
  • ?
    Did you receive a notice that your plan's costs are going up?
  • ?
    Are you currently getting dental, vision, or grocery benefits?
  • ?
    Did you read this year's Annual Notice of Change?
What I offer

A no cost plan review, any time of year.

You don't have to wait for Open Enrollment to have a conversation. I review your current coverage, compare what's available, and give you an honest assessment of whether a change makes sense.

If your plan is already the right fit, I'll tell you that too. There's no reason to switch just to switch.

Request My Plan Review
Or call (801) 707-0563 →
When you can make changes

Key Medicare enrollment periods.

There are specific windows during which you can change your coverage. Certain life events also qualify you to make changes outside these periods.

Annual Enrollment Period

October 15 – December 7

The main window each year to switch Medicare Advantage or Part D plans. Changes take effect January 1.

Medicare Advantage OEP

January 1 – March 31

If you're already in a Medicare Advantage plan, you can switch once during this period.

Special Enrollment Period

Year Round, When Eligible

Life events like moving, losing other coverage, or qualifying for extra help may allow changes outside standard windows.

Common Questions

Frequently Asked Questions

Questions I hear from Medicare beneficiaries across Southern Utah every day.

The main window is the Annual Enrollment Period, October 15 through December 7. If you're in a Medicare Advantage plan, you have a second chance January 1 through March 31. Certain life events like moving or losing other coverage may also qualify you for a Special Enrollment Period outside these windows. Not sure which applies to you? Call me and we'll figure it out.
Not necessarily, but it's critical to verify before making any change. Before I recommend a new plan, I always check that your current doctors and specialists are in network. The last thing I want is for you to switch and then find out your primary care doctor isn't covered.
No. My services are at no cost to you. I'm paid by the insurance carriers, not by you, so there is never a fee for a review or consultation, regardless of whether you decide to make any changes at all.
Yes, and here's why: your plan may have changed even if you didn't. Premiums, copays, drug formularies, and provider networks are all updated annually. A 20-minute conversation once a year is all it takes to confirm you're still in the right place, or catch something before it costs you.
Complimentary Plan Review

Not sure if your plan is still right for you?

Fill out the form below and I'll reach out to compare your current plan against what's available. Honest guidance from someone who knows Southern Utah plans.

Request a Medicare Plan Review

No obligation. Your information is never sold or shared.

Helps me look up the plans available in your area.

✅ Got it. I'll be in touch soon!

By submitting, you consent to be contacted by a licensed insurance agent. Your information is never sold or shared.

Or
📅 Choose a Time That Works Best for You
Let's talk

Not sure if your plan is still right for you?

One conversation is all it usually takes to find out. I compare your current plan against what's available and give you a straight answer.

📞 Call (801) 707-0563 Request a Review
📞 Call (801) 707-0563